So you have faithfully looked after your old car as a mother looks after a child. Repaired all the problems, made all the oil changes as called for in the brochure, changed the tires faithfully, summer and winter and repaired minor bumps and scratches. The car in reality is 20 years old, but drives like a new car and looks like it. And then disaster hits!

You are involved in an accident which is not even your fault. Another car going through a red light hits you. Luckily you are not hurt but your car has major damage and by the insurance company is considered a right-off. The insurance company, and to the best of my knowledge all the companies are the same, will pay you what the car is worth in the open market. They will NOT repair your car because the car is worth less than the  cost of the repairs. They will give you the value of the car but in return they take possession, and here is the rub. If you are not giving them the car, they take off  from what they will pay you, the amount of money they would have received for selling off the car parts if you had given them the car What is a 15 year old car worth/ Nothing! What is it worth to you/ Everything!

If you take the money and give them the car, by selling off the parts, they end up getting most if not all their money back.

If you want to reply to me, go to the top of the blog and you will see TOPICS, above topics is CONTACT ME. Hit it and you can say your piece.

Name of author

Name: Murray Rubin

Short Bio: I was born in Toronto in 1931 to a wonderful mother who divorced shortly before my birth. I owe a great deal of my success to her. I am Jewish but not at all religious, yet my culture plays an important part of my personality. I attended Harbord Collegiate and U. of T. Faculty of Pharmacy. A unique mail-order pharmacy was the first of my endeavours in the profession, followed by many stores throughout Ontario. I have a loving wife, 3 children and grand-children and I am now retired from pharmacy. But what do I write about? Everything! My topics are funny, serious, whimsical, timely, outrageous, inspiring, and inventive. I promise that if you take the time to read any one of these topics – you will not be sorry.


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